Copper & Glass

Federal Credit Union

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Products

Copper & Glass Federal Credit Union is pleased to offer a wide variety of products to met your financial needs and help you reach your financial goals.

Shares

There is no limit to the maximum amount a member may have in his or her account, or may deposit at any one time.  Each account is insured by the National Credit Union Administration up to a maximum of $100,000.00.  The minimum share balance for a regular share [Savings] account is $25.00.  Christmas, vacation, and share certificates are also available.  (Minimum share balance - the exception being Junior Acct.)

Share Certificate

Available at competitive rates.  Dividends paid quarterly at either a straight APR or an APY.

Sharedraft/Checking

No minimum balance fee, no per check fee.  Payroll deduction and overdraft protection available.  VISA Debit (check) Cards - available to members having a sharedraft account.  (Some fees apply)

Loans

Loans at your Credit Union are low cost.  Copper & Glass Federal Credit Union offers Share-Secured, Home Improvement, New and Used Vehicle Loans, Vacation, Medical, Consolidation Loans and Signature (Personal), Boat and Boat Trailers, Motorcycles and Motorcycle Trailers.  When you join the Credit Union, you may apply for a loan by submitting a completed loan application form.  Once you have requested a loan, in most instances, you are notified of the decision within seventy-two hours.  Loan payments can be made weekly, biweekly, semi-monthly or monthly and can be made through the convenience of payroll deduction if applicable.  Loan Protection Coverage (Credit Life Insurance) is provided at no direct cost to eligible members.  Low cost Credit Disability Insurance is also available.  If you have any questions, please contact us.

VISA Credit Card

Annual percentage rate of 9.5% APR.  25-day grace period on purchases and no annual fee.  Transfer rebate of 1% of balance up to $50.00 maximum.